At Lotus Chiropractic Care, we can work with you to navigate how to submit a bill to your insurance provider or help you set up a payment plan for your treatment. We strive to help each patient have access to the care they need.
After your initial appointment, we will create an individualized treatment plan detailing your entire treatment course. This treatment plan will also include the total cost of treatment.
You need to pay for service at the time of care.
If you pay the total bill for your individualized treatment plan up-front, you get a 15% discount on your bill.
If you choose to split the payment in half, making one payment up-front and the second payment at an agreed-upon date, we offer a 10% discount on your bill.
You can also pay for care at the point-of-service at the start of each appointment. We don’t recommend this, as we see a higher follow-through on treatment plans and great success for patients with upfront and split payments.
You can use these funds to pay for your chiropractic treatment if you have a flexible spending account (FSA) or a health savings account (HSA).
Chiropractic treatment is one of the types of services that you can pay for with an FSA or an HSA.
This is a great way to use the tax-free money in your FSA or HSA and ensure you can access the treatment you need.
We offer payment plans at Lotus Chiropractic Care. Our payment plan comes with a discount on your overall bill.
15% discount for upfront payment for individualized care plan
10% discount for 2-split payments for individualized care plan
You can opt to pay as you go, paying for your treatment at the start of each treatment. With this option, we don’t offer any discounts on your bill. We highly recommend patients utilize a payment plan or pay for treatment up-front using an FSA or HSA.
Lotus Chiropractic Care is a non-participating Medicare provider. That means you are responsible for payment at the time of service. We will submit your claim directly to Medicare, and they will reimburse you directly for your payment. Our Medicare patients typically get 95% of their chiropractic costs covered.
You will have to pay for your treatment, and then Medicare will reimburse you for what you paid for your care.
Lotus Chiropractic Care is not an in-network provider for any insurance company.
Lotus Chiropractic Care is an out-of-network provider for HMO, PPO, and PSO insurance plans. You will need to submit an out-of-network benefits request to your insurance company.
Please be aware that with most insurance plans, out-of-network deductibles are much higher than in-network deductibles.
With insurance coverage, you have to pay for services at the office at the time of treatment.
From there, Lotus Chiropractic Care will send your insurance company a bill for all of your care at the end of your treatment plan as a complementary service.
Insurance companies refer to this as a super bill.
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After your initial appointment, we will create a detailed treatment plan within 24-48 hours. This treatment plan will cover all the necessary treatments and appointments to treat your condition(s). It will also detail the exact cost of your treatment.
Do I need to pay up-front for treatment?
We encourage our patients to pay up-front for treatment and offer a 15% discount for patients who pay in full for their treatment upfront. We also offer a 10% discount for a split-payment plan.
We also allow you to pay-as-you-go, but no discounts will be applicable in this case.
Do you offer discounts for treatment?
We offer a 15% discount on your entire treatment plan if you pay up-front in full. We offer a 10% discount on your treatment plan if you choose a split-payment plan.
Do you accept FSA or HSA for payment?
Yes, you can use the funds in your flexible spending account (FSA) or a health savings account (HSA) to pay for your chiropractic treatment.
Do you accept Medicare?
If you have Medicare, you need to pay for your treatment. Then, we can send a super bill to Medicare, and Medicare can reimburse you for your treatment.
Do you accept insurance?
Lotus Chiropractic Care is an out-of-network provider for HMO, PPO, and PSO insurance plans. You will need to pay for your treatment and can submit an out-of-network benefits request, known as a super bill, to your insurance company.
Depending on your insurance coverage and individual plan, what you paid towards your treatment plan will count towards your deductible. If your payment exceeds your deductible, your insurance company will reimburse you.
What is a super bill?
A super bill is an itemized list of all services we provide to you. A super bill contains additional information about your visits, such as CPT codes, ICD-10 codes, practice information, and more.
This is a detailed bill that your insurance company needs to reimburse you when you receive out-of-network care.
Some insurance companies call super bills “Charge Slips,” “Encounter Forms,” and “Fee Tickets.”
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